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Loans & Mortgages
Rates, terms, and strategies for mortgages, auto, and personal loans.
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Latest in Loans & Mortgages
HSBC and Halifax are upping mortgage rates – what experts think comes next
48+ min ago (1691+ words) Oil prices have soared in recent days, and it is having a big impact on home loan rates Multiple major banks including Halifax, Santander, HSBC, and Nationwide have upped mortgage rates – or announced plans to do so. Halifax – Britain’s biggest…...
Banks pass on more OCR increase to borrowers than savers
45+ min ago (438+ words) Variable mortgage rates rose by the full Official Cash Rate rise, while savings rates lagged. New data from the Financial Markets Authority show that home loan borrowers on variable interest rates have felt the full impact of the most recent…...
Home equity reaches a record $18 trillion among US mortgage holders. Here is where it runs deepest
11+ hour ago (1136+ words) A miniature house above U.S. dollar bills, representing home equity and housing on credit concepts. For millions of Americans, the home they already own has become one of their strongest financial assets. U.S. mortgage holders collectively held a record $18 trillion in home…...
Mortgage Rates Rise to 7.16% After Bond Move
2+ hour, 51+ min ago (395+ words) Zillow's readout to U.S. News shows the 30-year purchase rate at 7.155% today, up from 7.104% on Friday. For homeowners looking to refinance, the 30-year rate is 7.247%, and the 15-year fixed is 6.318%. The quick move higher ties back to the bond market that…...
BWE Arranges $101M Bridge Loan for RISE at Glen Kernan Park for Luxury Active Adult Community in Jacksonville Florida
9+ hour, 31+ min ago (648+ words) Yield PRO BWE, a national commercial and multifamily mortgage banking company, announced that it has secured a $101,000,000 bridge loan with HPS, a part of BlackRock, to refinance RISE at Glen Kernan Park, a newly delivered 308-unit luxury active adult (55+) community…...
10-Year Treasury Yield Hits 5%: Could Mortgage Rates Rise?
7+ hour, 47+ min ago (298+ words) The yield on the 10-year US Treasury note reached 5% on Monday, according to CNN, raising new concerns about borrowing costs. The latest official figure available from the Treasury Department placed the yield at 4.96% on Friday, September 11. CNN attributed the increase…...
AI opportunities front and centre at next week’s Women in Mortgage Summit
14+ hour, 5+ min ago (661+ words) Executives to discuss the benefits – and risks – of artificial intelligence at popular industry event There’s just over a week remaining until the highly-anticipated 2026 Women in Mortgage Summit – and Canada’s leading executives are gearing up for an unmissable full-day networking and…...
IMBs need to watch HELOC securitization costs as banks enter
just now (768+ words) Banks are re-entering the second-lien securitization market as rates keep rising, and that means nondepositories in the space will need to manage expenses and further diversify if they want to compete. While nonbanks have helped rebuild a growing market for…...
News Analysis: ‘We are heavy on the remortgage side’
14+ hour, 58+ min ago (782+ words) The figures reinforce what many brokers are seeing on the ground, with purchase activity easing while remortgaging gathers momentum as fixed-rate deals end Mortgage brokers say the rush towards remortgaging shows no signs of slowing, reinforcing Bank of England figures…...
Spotlight: She faced unexpected hurdles qualifying for a home. One phone call changed everything.
11+ hour, 48+ min ago (636+ words) Warning: Jasmine’s story is real, and it’s pretty heartwarming. An encounter with a mortgage broker changed her life and won her the home she was told she couldn’t afford. Her home-buying and mortgage-approval story is unique — but everyone's is, according…...